📚 Part of: Blood Cell Biology & Constitutional Knowledge Mcq Quiz

WHEN WAS IDBI BANK FORMED?

Category: Miscellaneous Indian Gk

Correct Answer: C) 1964.

Exam Relevance: UPSC Civil Services, SSC CGL, Banking Exams, State PSC Exams

Difficulty: Moderate

Concept notes:

IDBI Bank, formerly known as Industrial Development Bank of India, was established in 1964 to promote industrial development in India. It was set up as a development financial institution to provide long-term finance to industries. Over the years, it has played a significant role in the economic growth of the country.

Common Mistakes:
  • Confusing the year of establishment with other significant years in Indian banking history.
  • Misremembering the year due to a lack of context or association with other historical events.
Explanation:

IDBI Bank, formerly known as Industrial Development Bank of India, is a significant financial institution in India that was established in 1964. The bank was created to promote industrial development in the country by providing long-term finance to industries. This was a crucial step in the economic development of India, as it helped to foster industrial growth and modernization.

The establishment of IDBI Bank in 1964 was part of a broader strategy to strengthen the financial infrastructure of the country. At the time, India was in the early stages of its economic development, and there was a need for a dedicated institution to support the growth of industries. IDBI Bank was designed to fill this gap by offering financial services and support to industrial projects.

Over the years, IDBI Bank has played a significant role in the economic growth of India. It has provided financing for a wide range of industrial projects, from small-scale enterprises to large-scale industrial ventures. The bank has also been involved in various initiatives aimed at promoting economic development, such as providing loans for infrastructure projects and supporting the growth of small and medium-sized enterprises (SMEs).

Understanding the establishment of IDBI Bank in 1964 is important for students of Indian economic and financial history. It provides insight into the strategies and policies that were implemented to support industrial development in India. The year 1964 marks a significant milestone in the history of Indian banking and financial institutions, and it is often a point of reference in discussions about the economic development of the country.

In summary, IDBI Bank was established in 1964 to promote industrial development in India. This date is significant in the context of Indian economic and financial history, and it is important for students to understand the role that IDBI Bank has played in the economic growth of the country.

Option Analysis:
  • Option A: This option is incorrect. The year 321 is not relevant to the formation of IDBI Bank. It is a random number that does not correspond to any significant event in the history of Indian banking or financial institutions. Students might choose this option if they are not familiar with the timeline of Indian banking history.
  • Option B: This option is incorrect. The year 2022 is far too recent for the formation of IDBI Bank. IDBI Bank was established much earlier, in 1964, to support industrial development in India. Students might mistakenly choose this option if they confuse the establishment year with a more recent event or if they are not aware of the historical context of IDBI Bank.
  • Option C: This option is correct. IDBI Bank was indeed established in 1964. It was set up as a development financial institution to provide long-term finance to industries, playing a crucial role in the economic development of India. This date is significant in the history of Indian banking and financial institutions.
  • Option D: This option is incorrect. The year 1234 is not relevant to the formation of IDBI Bank. It is a random number that does not correspond to any significant event in the history of Indian banking or financial institutions. Students might choose this option if they are not familiar with the timeline of Indian banking history or if they are guessing without any context.

Mnemonic: Remember "IDBI" as "I Did Begin in '64"

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